LICA State Insurance Program*

Prins Insurance is pleased to offer the state Land Improvement Contractors (LICA) insurance program. This program provides broad coverage specifically designed for the unique needs of contractors. Some of the many benefits include competitive pricing, comprehensive coverage, convenient payment options, excellent claims service, and a safety group program.

COVERAGE HIGHLIGHTS

Property - Shop, contents, and inventory in the open
General Liability - Includes underground exposures
Business Auto - Pickups, dump trucks, semi tractors, and trailers
Inland Marine - Tools away from premises and heavy equipment
Workers Comp - Medical payment for employee injury on the job
Umbrella - Higher liability limits

POLICY ADVANTAGES
Safety Group Dividend - Premiums for all state LICA contractors in all 8 states are added together at the end of the calendar year. Then this number is divided by the total losses of these same contractors. If the loss ratio is under 55% a dividend will be paid out to the contractor who is part of the insurance program. See dividend history posted on this page for details of past payouts.

Broad Comprehensive Coverages - Over 50 coverages are built into this specialty program designed for dirt movers. These coverages include business income, computer, signs, blanket additional insureds, leased/rented equipment, misc tools just to name a few of them. Call us today for additional details on these specific coverages!

Loss Control Services - United Fire & Casualtyhas an outstanding loss control program. Let us know if you would like help with DOT rules and regulations for your trucks and/or drivers, safety videos for your employees, or a routine inspection of your shop or job site. In addition call us directly for questions on general OSHA safety, employee safety hand books, and overall OSHA compliance for your business. Did you know we can help you with OSHA 10 hour training, trenching and competent persons? We are here to help you with all your loss control needs.

FAQ'S
What is LICA? - Land Improvement Contractors Association is a national association with individual state chapters. The State Chapters of LICA is committed to helping contractors with education, legislative issues, and overall safety. This helps any member to be more informed, safe, and professional in their line of work. For additional state LICA information please see the links to the state chapters for where they are located and upcoming events.

Who is eligible for this program? - First and foremost, you have to be a member or associate member the State Chapter of LICA. Second, is you have to be tied into the business of moving dirt, rock or other materials. Associates that sell to those contractors who perform services are also eligible for this program. Third, you have to be located in one of the 8 states: Iowa, Illinois, Indiana, Kansas, Minnesota, Missouri, South Dakota or Wisconsin. It doesn't matter if you are a one man operation or have fifty employees. This insurance program is designed for your dirt moving needs!


For more information on the LICA State Insurance Program contact:


Bruce Mosier, CIC
Vice-President
Sanborn Office
bmosier@prinsins.com




DIVIDEND HISTORY
1998
2.53%
$7,009.00
1999
13.59%
$52,579.00
2000
0%
0
2001
7.98%
$50,930.00
2002
18.0%
$183,511.88
2003
10.0%
$145,531.00
2004
3.5%
$97,664.00
2005
5.5%
$212,262.31
2006
3.5%
$159,319.00
2007
12%
$623,622.21
2008
0%

 
 
 
  STATE ASSOCIATIONS
IOWA ILLINOIS INDIANA KANSAS
PRESIDENT
Leo Rieken

VICE PRESIDENT
Randy Liddle

EXECUTIVE DIRECTOR
Dan Rasmussen






Iowa LICA
1210 8th Ave. NE
Independence, IA 50644
www.ialica.com

PRESIDENT
Steve Anderson

VICE PRESIDENT
David Kennedy

SECRETARY/TREASURER
Forrest Davis

EXECUTIVE DIRECTOR

Janet Burtle-Doubet



Illinois LICA
118 E. Knoxville St.
Brimfield, IL 61517
www.illica.net
PRESIDENT
Jarrod Hahn

VICE PRESIDENT
Kevin Musselman

SECRETARY/TREASURER
Myron DeArmond

EXECUTIVE DIRECTOR

Donna Clark



Indiana LICA
2055 S 125 W
New Castle, IN 47362
www.inlica.org
PRESIDENT
Dave Bose

VICE PRESIDENT
John David Orear

SECRETARY/TREASURER
Paul Hettenbach

EXECUTIVE DIRECTOR

Penny Hughs



Kansas LICA
P.O. Box 544
Baldwin City, KS 66006
www.kansaslica.org
MINNESOTA
MISSOURI
SOUTH DAKOTA
WISCONSIN
PRESIDENT
Doug Gysber

VICE PRESIDENT
Kevin Bakken

SECRETARY/TREASURER
Jim Walker

EXECUTIVE DIRECTOR

Jan Loken / Nordis Estrem



Minnesota LICA
1146 Ironwood Ave.
Owatonna, MN 55060
www.mnlica.org
PRESIDENT
Larry LaFollette

VICE PRESIDENT
Jim Bledsoe

SECRETARY/TREASURER

Ozzie Wallace

EXECUTIVE DIRECTOR
Deborah Dickens



Missouri LICA
101 West High St.
Jefferson City, MO 65109
www.mlica.org

PRESIDENT
Laurence Carr

VICE PRESIDENT
Todd Fink

SECRETARY/TREASURER
Robert Bak

EXECUTIVE DIRECTOR

Toby Crow



South Dakota LICA
300 East Capitol
Pierre, SD 575019
www.sdagc.org

PRESIDENT
Norman Breeb

VICE PRESIDENT
Kent Martinson

SECRETARY/TREASURER
Charles Slinger

EXECUTIVE DIRECTOR

Diane Curtis



Wisconsin LICA
4741 Hayes Road
Madison, WI 53704

NATIONAL ASSOCIATION

PRESIDENT
Bruce Barnhart

VICE PRESIDENT
Dirk Riniker

Chairman of the Board

Dean Neiswinger

LICA National Office
3080 Ogden Avenue
Suite #300
Lisle, IL 60532

www.licanational.com
     
*National LICA has not authorized for our use its trademark and National LICA did not, has not, and currently will not endorse any insurance product, service, or program that we offer.